/* Public landing page. The application dialog retains its own form styles. */
:root {
  --cream:#faf8f4;
  --paper:#fffdf9;
  --sand:#f1ebe2;
  --gold:#a5814e;
  --gold-light:#dfc49b;
  --wine:#a83236;
  --ink:#342c24;
  --muted:#776d63;
  --line:#e7dfd3;
  --header-height:96px;
}

html {
  scroll-behavior:smooth;
  scroll-padding-top:calc(var(--header-height) + 22px);
}

body {
  color:var(--ink);
  overflow-x:clip;
}

body:has(dialog[open]) {
  overflow:hidden;
}

a {
  color:inherit;
  text-decoration:none;
}

a:focus-visible,summary:focus-visible {
  outline:3px solid var(--gold);
  outline-offset:5px;
}

button,a {
  -webkit-tap-highlight-color:transparent;
}

svg {
  fill:none;
  stroke:currentColor;
  stroke-width:2.2;
  stroke-linecap:round;
  stroke-linejoin:round;
}

.svg-definitions {
  position:absolute;
  width:0;
  height:0;
  overflow:hidden;
}

.content-width {
  width:min(1100px,calc(100% - 80px));
  margin:0 auto;
}

.skip-link {
  position:fixed;
  top:-100px;
  left:20px;
  z-index:100;
  background:white;
  padding:15px 22px;
}

.skip-link:focus {
  top:14px;
}

.primary {
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:26px;
  border-radius:5px;
  transition:background .2s,transform .2s,box-shadow .2s;
}

.primary:hover:not(:disabled) {
  background:#8d282d;
  transform:translateY(-2px);
  box-shadow:0 8px 20px #7e252329;
}

.primary span[aria-hidden] {
  font-size:22px;
  font-weight:400;
}

.site-header {
  position:sticky;
  top:0;
  z-index:20;
  background:#fffdf9f5;
  border-top:5px solid var(--gold);
  border-bottom:1px solid #e8dfd1;
  backdrop-filter:blur(16px);
  transition:box-shadow .25s;
}

.site-header.scrolled {
  box-shadow:0 4px 24px #372a1510;
}

.header-inner {
  width:min(1280px,calc(100% - 64px));
  height:91px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:26px;
  margin:auto;
}

.site-brand {
  display:inline-flex;
  align-items:center;
  gap:13px;
  flex-shrink:0;
}

.brand-emblem {
  display:grid;
  place-items:center;
  position:relative;
  border:2px solid var(--gold);
  outline:1px solid #b4956570;
  outline-offset:4px;
  border-radius:50%;
  height:54px;
  width:54px;
  font-size:28px;
  font-family:"Songti TC","Noto Serif TC",serif;
  font-weight:700;
  color:var(--gold);
}

.brand-emblem>span {
  position:absolute;
  background:var(--paper);
  right:-5px;
  top:-3px;
  font:17px sans-serif;
  line-height:18px;
}

.brand-copy strong {
  font-size:21px;
  letter-spacing:.02em;
  display:block;
}

.brand-copy small {
  display:block;
  font-size:11px;
  letter-spacing:.18em;
  color:var(--muted);
  margin-top:6px;
}

.site-nav {
  display:flex;
  gap:28px;
  align-items:center;
  font-size:15px;
  font-weight:600;
}

.site-nav>a {
  padding:32px 0;
  position:relative;
  white-space:nowrap;
  transition:color .2s;
}

.site-nav>a::after {
  content:"";
  position:absolute;
  bottom:21px;
  left:50%;
  width:0;
  height:2px;
  background:var(--gold);
  transition:width .2s,left .2s;
}

.site-nav>a:hover,.site-nav>a.active {
  color:var(--gold);
}

.site-nav>a:hover::after,.site-nav>a.active::after {
  width:20px;
  left:calc(50% - 10px);
}

.nav-apply {
  font-size:15px;
  padding:12px 21px;
  min-height:44px;
  gap:18px;
}

.menu-toggle {
  display:none;
}

.hero {
  position:relative;
  isolation:isolate;
  min-height:535px;
  overflow:hidden;
  background:#65523c;
  scroll-margin-top:var(--header-height);
}

.hero-photo {
  position:absolute;
  inset:0;
  width:100%;
  height:100%;
  object-fit:cover;
  object-position:50% 48%;
  filter:sepia(.35) saturate(.75);
  z-index:-3;
  animation:hero-arrive 1.2s ease-out both;
}

.hero-shade {
  position:absolute;
  inset:0;
  z-index:-2;
  background:linear-gradient(90deg,#33291fe8 0%,#493722c4 33%,#6a4e2b50 65%,#eedac51a 100%);
}

.hero::after {
  position:absolute;
  inset:0;
  content:"";
  background:linear-gradient(0deg,#2d221923,transparent 40%);
  z-index:-1;
}

.hero-inner {
  position:relative;
  width:min(1100px,calc(100% - 80px));
  min-height:535px;
  margin:auto;
  display:flex;
  align-items:center;
  padding:52px 0 66px;
}

.hero-copy {
  animation:copy-arrive .8s .1s ease-out both;
  color:#fffaf2;
}

.eyebrow {
  display:flex;
  align-items:center;
  gap:13px;
  color:var(--gold);
  font-size:11px;
  font-weight:700;
  letter-spacing:.18em;
  margin:0 0 16px;
}

.eyebrow>span {
  display:inline-block;
  height:1px;
  width:35px;
  background:currentColor;
}

.eyebrow.light {
  color:var(--gold-light);
}

.hero .eyebrow {
  font-size:12px;
  letter-spacing:.16em;
}

.hero h1 {
  font-size:clamp(34px,4.3vw,57px);
  line-height:1.4;
  letter-spacing:.04em;
  margin:17px 0 19px;
  font-weight:750;
}

.hero-highlight {
  color:#ead1ac;
  margin-left:.16em;
}

.hero-description {
  font-size:17px;
  line-height:1.85;
  letter-spacing:.05em;
  color:#eee2d4;
  margin:0 0 27px;
}

.hero-actions {
  display:flex;
  align-items:center;
  gap:30px;
}

.hero-actions .primary {
  min-width:166px;
  padding:14px 23px;
}

.hero-actions>a {
  font-size:14px;
  color:#f1e5d5;
  border-bottom:1px solid #e9d5b660;
  padding:9px 0;
  transition:color .2s;
}

.hero-actions>a:hover {
  color:white;
}

.hero-actions>a span {
  margin-left:8px;
}

.hero-facts {
  display:flex;
  gap:22px;
  margin-top:31px;
  font-size:12px;
  color:#e4d9cc;
}

.hero-facts>span {
  display:flex;
  align-items:center;
  gap:5px;
}

.hero-facts svg {
  width:17px;
  height:17px;
  color:var(--gold-light);
}

.scroll-cue {
  position:absolute;
  bottom:27px;
  right:0;
  display:flex;
  align-items:center;
  gap:16px;
  color:#fff5e9;
  font-size:10px;
  letter-spacing:.2em;
}

.scroll-cue>span:last-child {
  display:grid;
  place-items:center;
  border:1px solid #fff5e960;
  border-radius:50%;
  width:35px;
  height:35px;
  font-size:19px;
  letter-spacing:0;
}

.section {
  padding:76px 0;
}

.section h2 {
  font-size:29px;
  letter-spacing:.04em;
  line-height:1.5;
  margin:0 0 18px;
  font-weight:700;
}

.section p {
  line-height:1.9;
}

.about-section {
  background:var(--sand);
  padding:63px 0;
}

.about-layout {
  display:grid;
  grid-template-columns:1.45fr 1fr;
  gap:80px;
  align-items:center;
}

.about-copy .eyebrow {
  margin-bottom:10px;
}

.about-copy h2 {
  color:#85643a;
  margin-bottom:15px;
  font-size:27px;
}

.about-copy>p {
  font-size:14px;
  color:var(--muted);
  margin:8px 0;
}

.about-copy>p.lead {
  font-size:18px;
  color:#483c2d;
  margin:8px 0 13px;
}

.amount-panel {
  padding:14px 0 14px 39px;
  border-left:1px solid #cdbc9f;
}

.amount-caption {
  font-size:13px;
  color:#7c6341;
  letter-spacing:.12em;
}

.amount-range {
  margin-top:14px;
}

.amount-range>small {
  font-size:13px;
  color:#8c7351;
  letter-spacing:.08em;
  display:block;
  margin-bottom:5px;
}

.amount-range strong {
  font-family:Georgia,"Times New Roman",serif;
  font-size:37px;
  font-weight:400;
  letter-spacing:-.02em;
  white-space:nowrap;
  color:#7c5432;
}

.amount-range strong>span {
  font-size:24px;
  vertical-align:5px;
  margin:0 12px;
  color:#b19773;
}

.amount-rule {
  width:32px;
  height:2px;
  background:#ac8956;
  margin-top:21px;
}

.amount-panel p {
  font-size:13px;
  color:#665a4b;
  margin:16px 0 5px;
}

.amount-disclaimer {
  font-size:11px;
  color:#8d8070;
}

.features-section {
  background:#fffdf9;
}

.section-heading {
  text-align:center;
  margin-bottom:39px;
}

.section-heading .eyebrow {
  justify-content:center;
}

.section-heading h2 {
  color:#85643a;
  margin-bottom:9px;
}

.section-heading>p:last-child {
  font-size:14px;
  color:var(--muted);
  margin:0;
}

.feature-grid {
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:48px;
}

.feature {
  text-align:center;
  position:relative;
  padding:0 10px;
}

.feature+.feature::before {
  content:"";
  height:108px;
  position:absolute;
  left:-24px;
  top:54px;
  width:1px;
  background:var(--line);
}

.feature-icon {
  width:100px;
  height:100px;
  margin:0 auto 22px;
  border-radius:50%;
  display:grid;
  place-items:center;
  color:#fffaf2;
  transition:transform .3s;
  box-shadow:0 0 0 8px #f5efe7;
}

.feature:hover .feature-icon {
  transform:translateY(-5px);
}

.feature-icon.gold {
  background:#b49361;
}

.feature-icon.wine {
  background:#a64948;
}

.feature-icon.brown {
  background:#7a6852;
}

.feature-icon svg {
  width:47px;
  height:47px;
  stroke-width:2.3;
}

.feature h3 {
  font-size:21px;
  color:#866641;
  margin:0 0 12px;
  letter-spacing:.05em;
}

.feature p {
  font-size:14px;
  color:var(--muted);
  margin:0;
  line-height:1.9;
}

.process-section {
  background:#f1ede7;
}

.process-grid {
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:28px;
}

.process-card {
  background:#fffdf9;
  box-shadow:0 5px 17px #4a35100a;
  border-radius:8px;
  overflow:hidden;
  border:1px solid #e9e1d7;
  transition:transform .25s,box-shadow .25s;
}

.process-card:hover {
  transform:translateY(-5px);
  box-shadow:0 14px 28px #4a351017;
}

.process-image {
  height:200px;
  position:relative;
  overflow:hidden;
}

.process-image::after {
  content:"";
  position:absolute;
  inset:0;
  background:linear-gradient(0deg,#6e4c311f,transparent);
}

.process-image img {
  width:100%;
  height:100%;
  object-fit:cover;
  filter:saturate(.55) sepia(.2);
  transition:transform .6s;
}

.process-card:hover img {
  transform:scale(1.04);
}

.step-number {
  position:absolute;
  top:16px;
  left:16px;
  display:grid;
  place-items:center;
  border-radius:50%;
  width:43px;
  height:43px;
  background:#fffdf9ef;
  color:#9a7141;
  font:21px Georgia,serif;
  z-index:1;
  box-shadow:0 2px 6px #0000000d;
}

.process-copy {
  text-align:center;
  padding:25px 18px 28px;
}

.process-copy h3 {
  font-size:19px;
  margin:0 0 12px;
  letter-spacing:.03em;
}

.process-copy p {
  font-size:13px;
  color:var(--muted);
  margin:0;
  line-height:1.9;
}

.process-action {
  display:flex;
  justify-content:center;
  align-items:center;
  flex-direction:column;
  gap:14px;
  margin-top:36px;
}

.process-action>span {
  font-size:12px;
  color:#8d7d67;
}

.faq-section {
  background:#fffdf9;
}

.faq-layout {
  display:grid;
  grid-template-columns:1fr 2fr;
  gap:70px;
}

.faq-intro {
  position:relative;
}

.faq-intro h2 {
  color:#85643a;
}

.faq-intro>p:not(.eyebrow) {
  font-size:14px;
  color:var(--muted);
}

.faq-decoration {
  font:170px Georgia,serif;
  line-height:1;
  color:#eee3d3;
  display:block;
  margin-top:26px;
}

.faq-list details {
  border-bottom:1px solid var(--line);
}

.faq-list details:first-child {
  border-top:1px solid var(--line);
}

.faq-list summary {
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:24px;
  padding:23px 0;
  cursor:pointer;
  list-style:none;
  font-size:15px;
  font-weight:600;
  line-height:1.6;
}

.faq-list summary::-webkit-details-marker {
  display:none;
}

.faq-toggle {
  position:relative;
  display:block;
  width:21px;
  height:21px;
  flex-shrink:0;
  color:var(--gold);
}

.faq-toggle::before,.faq-toggle::after {
  content:"";
  position:absolute;
  top:10px;
  left:3px;
  width:15px;
  height:1px;
  background:currentColor;
}

.faq-toggle::after {
  transform:rotate(90deg);
  transition:transform .2s;
}

.faq-list details[open] .faq-toggle::after {
  transform:rotate(0);
}

.faq-list details[open] summary {
  color:#9a703f;
}

.faq-answer {
  font-size:14px;
  line-height:1.9;
  color:var(--muted);
  padding:0 34px 24px 0;
  animation:copy-arrive .25s ease-out;
}

.closing-cta {
  padding:43px 0;
  background:#e9dfd0;
  position:relative;
  overflow:hidden;
}

.closing-cta>.content-width {
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:30px;
}

.closing-cta h2 {
  font-size:26px;
  letter-spacing:.04em;
  margin:0;
}

.closing-cta .eyebrow.light {
  color:#9a794c;
  font-size:10px;
  margin-bottom:12px;
}

.closing-cta .primary {
  min-width:170px;
  flex-shrink:0;
}

.site-footer {
  background:#4a3d2e;
  color:#ede2d3;
}

.responsible-lending {
  text-align:center;
  padding:36px 20px;
  font-size:clamp(23px,3vw,38px);
  font-weight:750;
  letter-spacing:.06em;
  background:#5d4a35;
  border-bottom:1px solid #b29b7840;
}

.footer-grid {
  display:grid;
  grid-template-columns:1.4fr 1.1fr .5fr;
  gap:50px;
  padding-top:46px;
  padding-bottom:43px;
}

.site-footer .brand-copy strong {
  font-size:19px;
  color:#f7efdf;
}

.site-footer .brand-copy small {
  color:#bbac95;
}

.site-footer .brand-emblem {
  color:#d0b27e;
  border-color:#c1a578;
  width:44px;
  height:44px;
  font-size:23px;
}

.site-footer .brand-emblem>span {
  background:#4a3d2e;
  color:#d0b27e;
}

.footer-brand>p {
  font-size:12px;
  color:#bfae97;
  line-height:1.9;
  margin-top:24px;
}

.footer-grid h3 {
  font-size:14px;
  margin:1px 0 18px;
  color:#e6d3b7;
}

.footer-note p {
  font-size:12px;
  line-height:2;
  color:#c4b69f;
}

.footer-links {
  display:flex;
  flex-direction:column;
  align-items:flex-start;
  gap:11px;
}

.footer-links h3 {
  margin-bottom:6px;
}

.footer-links a,.footer-links button {
  font-size:12px;
  color:#c4b69f;
  border:0;
  padding:0;
  background:none;
  cursor:pointer;
}

.footer-links a:hover,.footer-links button:hover {
  color:white;
}

.footer-bottom {
  display:flex;
  justify-content:space-between;
  gap:20px;
  padding:21px 0 25px;
  border-top:1px solid #e4d1b529;
  font-size:10px;
  color:#b9a78f;
  line-height:1.7;
}

.floating-tools {
  position:fixed;
  right:23px;
  top:37%;
  z-index:15;
  display:flex;
  flex-direction:column;
  gap:13px;
}

.floating-tools>button,.floating-tools>a,.back-to-top {
  position:relative;
  width:48px;
  height:48px;
  border-radius:50%;
  display:grid;
  place-items:center;
  box-shadow:0 5px 14px #37291226;
  transition:transform .2s,background .2s;
}

.floating-tools>button:hover,.floating-tools>a:hover,.back-to-top:hover {
  transform:translateY(-3px);
}

.float-apply {
  background:var(--wine);
  border:0;
  color:#fff9ef;
}

.float-apply svg {
  width:23px;
  height:23px;
}

.float-faq {
  background:#a68553;
  color:white;
  font:26px Georgia,serif;
}

.floating-tools>a>span,.floating-tools>button>span {
  position:absolute;
  right:61px;
  top:10px;
  background:#4b3b29;
  color:white;
  border-radius:4px;
  padding:7px 11px;
  white-space:nowrap;
  font:12px sans-serif;
  opacity:0;
  pointer-events:none;
  transition:opacity .2s;
}

.floating-tools>a:hover>span,.floating-tools>button:hover>span,.floating-tools>a:focus-visible>span,.floating-tools>button:focus-visible>span {
  opacity:1;
}

.back-to-top {
  position:fixed;
  right:23px;
  bottom:30px;
  z-index:15;
  background:#d7c09a;
  color:white;
  opacity:0;
  visibility:hidden;
  transform:translateY(10px);
}

.back-to-top.visible {
  visibility:visible;
  opacity:1;
  transform:translateY(0);
}

.back-to-top svg {
  width:25px;
  height:25px;
  stroke-width:2.7;
}

.mobile-apply-bar {
  display:none;
}

body:has(dialog[open]) .mobile-apply-bar {
  visibility:hidden;
}

.js-reveal .reveal {
  opacity:0;
  transform:translateY(20px);
  transition:opacity .65s,transform .65s;
}

.js-reveal .reveal.visible {
  opacity:1;
  transform:translateY(0);
}

.feature:nth-child(2),.process-card:nth-child(2) {
  transition-delay:.08s;
}

.feature:nth-child(3),.process-card:nth-child(3) {
  transition-delay:.16s;
}

@keyframes hero-arrive {
  from {
    transform:scale(1.035);
  }
  to {
    transform:scale(1);
  }
}

@keyframes copy-arrive {
  from {
    opacity:0;
    transform:translateY(12px);
  }
  to {
    opacity:1;
    transform:translateY(0);
  }
}

@media(min-width:1500px) {
  .hero,.hero-inner {
    min-height:580px;
  }
}

@media(max-width:1120px) {
  .site-nav {
    gap:20px;
    font-size:14px;
  }
  .brand-copy strong {
    font-size:19px;
  }
  .header-inner {
    width:calc(100% - 44px);
    gap:20px;
  }
  .brand-emblem {
    height:46px;
    width:46px;
    font-size:25px;
  }
  .about-layout {
    gap:45px;
  }
  .amount-range strong {
    font-size:32px;
  }
  .amount-range strong>span {
    margin:0 7px;
  }
  .floating-tools {
    right:14px;
  }
  .back-to-top {
    right:14px;
  }
  .content-width,.hero-inner {
    width:calc(100% - 100px);
  }
  .hero h1 {
    font-size:46px;
  }
  .footer-grid {
    gap:30px;
  }
}

@media(max-width:900px) {
  :root {
    --header-height:80px;
  }
  .header-inner {
    height:75px;
  }
  .site-brand {
    gap:13px;
  }
  .brand-copy strong {
    font-size:19px;
  }
  .menu-toggle {
    display:flex;
    flex-direction:column;
    justify-content:center;
    gap:5px;
    width:42px;
    height:42px;
    border:1px solid #d9c9b1;
    border-radius:6px;
    background:transparent;
    padding:10px;
  }
  .menu-toggle>span {
    display:block;
    width:20px;
    height:2px;
    background:#8e6c3f;
    transition:transform .2s,opacity .2s;
  }
  .menu-toggle[aria-expanded=true]>span:nth-child(1) {
    transform:translateY(7px) rotate(45deg);
  }
  .menu-toggle[aria-expanded=true]>span:nth-child(2) {
    opacity:0;
  }
  .menu-toggle[aria-expanded=true]>span:nth-child(3) {
    transform:translateY(-7px) rotate(-45deg);
  }
  .site-nav {
    display:none;
    position:absolute;
    left:0;
    right:0;
    top:100%;
    background:#fffdf9;
    box-shadow:0 15px 20px #4a351019;
    border-top:1px solid var(--line);
    padding:14px 26px 24px;
    flex-direction:column;
    gap:0;
    align-items:stretch;
  }
  .site-nav.open {
    display:flex;
  }
  .site-nav>a {
    padding:16px 0;
    border-bottom:1px solid #efe7dc;
  }
  .site-nav>a::after {
    display:none;
  }
  .site-nav .primary {
    margin-top:18px;
  }
  .hero,.hero-inner {
    min-height:515px;
  }
  .hero h1 {
    font-size:42px;
  }
  .content-width,.hero-inner {
    width:calc(100% - 72px);
  }
  .about-layout {
    grid-template-columns:1.4fr 1fr;
    gap:28px;
  }
  .amount-panel {
    padding-left:25px;
  }
  .amount-range strong {
    font-size:28px;
  }
  .amount-range strong>span {
    margin:0 5px;
    font-size:20px;
  }
  .feature-grid {
    gap:20px;
  }
  .feature+.feature::before {
    left:-10px;
  }
  .feature p {
    font-size:13px;
  }
  .process-grid {
    gap:17px;
  }
  .process-image {
    height:165px;
  }
  .process-copy {
    padding:23px 10px;
  }
  .process-copy h3 {
    font-size:17px;
  }
  .process-copy p {
    font-size:12px;
  }
  .faq-layout {
    gap:35px;
    grid-template-columns:1fr 1.8fr;
  }
  .footer-grid {
    grid-template-columns:1.4fr 1fr;
  }
  .footer-links {
    grid-column:1/-1;
    flex-direction:row;
    align-items:center;
    gap:22px;
  }
  .footer-links h3 {
    margin:0 10px 0 0;
  }
  .footer-brand .brand-copy strong {
    font-size:16px;
  }
  .closing-cta h2 {
    font-size:23px;
  }
  .floating-tools>button,.floating-tools>a,.back-to-top {
    width:43px;
    height:43px;
  }
  .floating-tools {
    right:10px;
  }
  .back-to-top {
    right:10px;
  }
}

@media(max-width:600px) {
  :root {
    --header-height:76px;
  }
  .content-width,.hero-inner {
    width:calc(100% - 44px);
  }
  .header-inner {
    height:71px;
    width:calc(100% - 38px);
  }
  .brand-copy strong {
    font-size:17px;
    letter-spacing:.01em;
  }
  .brand-copy small {
    font-size:9px;
    letter-spacing:.1em;
    margin-top:5px;
  }
  .brand-emblem {
    width:39px;
    height:39px;
    font-size:23px;
    outline-offset:3px;
  }
  .brand-emblem>span {
    font-size:14px;
    right:-6px;
  }
  .site-brand {
    gap:11px;
  }
  .menu-toggle {
    width:36px;
    height:36px;
    padding:7px;
  }
  .hero,.hero-inner {
    min-height:555px;
  }
  .hero-inner {
    padding:52px 0 66px;
    align-items:flex-start;
  }
  .hero-photo {
    object-position:62% center;
    filter:sepia(.4) saturate(.65);
  }
  .hero-shade {
    background:linear-gradient(90deg,#36291de8,#503b25b5 65%,#5b402d6b);
  }
  .hero .eyebrow {
    font-size:10px;
    letter-spacing:.12em;
    margin-top:10px;
  }
  .hero h1 {
    font-size:34px;
    line-height:1.5;
    letter-spacing:.02em;
    margin:22px 0;
  }
  .hero-highlight {
    display:block;
    margin-left:0;
    color:#ead1ac;
  }
  .hero-description {
    font-size:14px;
    line-height:1.9;
    margin-bottom:27px;
    letter-spacing:.02em;
  }
  .desktop-break {
    display:none;
  }
  .hero-actions {
    gap:21px;
  }
  .hero-actions .primary {
    min-width:145px;
    font-size:15px;
    gap:25px;
    padding:13px 19px;
  }
  .hero-actions>a {
    font-size:12px;
  }
  .hero-facts {
    gap:12px;
    font-size:10px;
    margin-top:27px;
    flex-wrap:wrap;
  }
  .hero-facts svg {
    width:14px;
    height:14px;
  }
  .scroll-cue {
    bottom:25px;
    right:0;
    font-size:9px;
    gap:9px;
  }
  .scroll-cue>span:last-child {
    width:29px;
    height:29px;
    font-size:15px;
  }
  .section {
    padding:52px 0;
  }
  .section h2 {
    font-size:25px;
  }
  .about-layout {
    display:block;
  }
  .about-copy h2 {
    font-size:23px;
  }
  .about-copy>p.lead {
    font-size:17px;
  }
  .about-copy>p {
    font-size:13px;
  }
  .amount-panel {
    padding:23px 0 0;
    margin-top:25px;
    border-left:0;
    border-top:1px solid #cdbc9f;
  }
  .amount-range {
    display:flex;
    align-items:baseline;
    gap:12px;
    margin-top:13px;
  }
  .amount-range>small {
    font-size:12px;
  }
  .amount-range strong {
    font-size:34px;
  }
  .amount-range strong>span {
    font-size:21px;
    margin:0 10px;
  }
  .amount-rule {
    display:none;
  }
  .amount-panel p {
    margin-top:9px;
  }
  .amount-disclaimer {
    font-size:10px;
  }
  .section-heading {
    margin-bottom:34px;
  }
  .section-heading>p:last-child {
    font-size:13px;
  }
  .feature-grid {
    grid-template-columns:1fr;
    gap:27px;
  }
  .feature {
    display:grid;
    grid-template-columns:76px 1fr;
    column-gap:22px;
    text-align:left;
    padding:0 10px;
    align-items:center;
  }
  .feature+.feature::before {
    display:none;
  }
  .feature-icon {
    width:72px;
    height:72px;
    margin:0;
    box-shadow:0 0 0 5px #f5efe7;
    grid-row:1/3;
  }
  .feature-icon svg {
    width:36px;
    height:36px;
  }
  .feature h3 {
    font-size:19px;
    margin:0 0 5px;
    align-self:end;
  }
  .feature p {
    font-size:12px;
    line-height:1.8;
    align-self:start;
  }
  .process-grid {
    grid-template-columns:1fr;
    gap:22px;
  }
  .process-image {
    height:195px;
  }
  .process-copy {
    padding:23px 20px;
  }
  .process-copy h3 {
    font-size:19px;
  }
  .process-copy p {
    font-size:13px;
  }
  .process-action {
    margin-top:28px;
  }
  .faq-layout {
    display:block;
  }
  .faq-intro .eyebrow {
    font-size:10px;
  }
  .faq-intro h2 {
    margin-bottom:7px;
  }
  .faq-intro>p:not(.eyebrow) {
    font-size:13px;
    margin-bottom:24px;
  }
  .faq-decoration {
    display:none;
  }
  .faq-list summary {
    font-size:14px;
    padding:21px 0;
    gap:14px;
  }
  .faq-answer {
    font-size:13px;
    padding-right:15px;
  }
  .closing-cta {
    padding:33px 0;
  }
  .closing-cta>.content-width {
    display:block;
  }
  .closing-cta h2 {
    font-size:21px;
    line-height:1.6;
  }
  .closing-cta .primary {
    margin-top:22px;
    font-size:14px;
    min-height:44px;
    min-width:150px;
    padding:10px 20px;
  }
  .responsible-lending {
    font-size:23px;
    padding:29px 13px;
    letter-spacing:.01em;
  }
  .footer-grid {
    display:block;
    padding-top:35px;
    padding-bottom:30px;
  }
  .footer-brand .brand-copy strong {
    font-size:17px;
  }
  .footer-brand>p {
    margin:23px 0 29px;
  }
  .footer-note p {
    font-size:11px;
  }
  .footer-links {
    display:flex;
    flex-direction:row;
    flex-wrap:wrap;
    gap:16px;
    margin-top:28px;
  }
  .footer-links h3 {
    width:100%;
    margin-bottom:0;
  }
  .footer-links a,.footer-links button {
    font-size:11px;
  }
  .footer-bottom {
    padding-top:18px;
    padding-bottom:95px;
    font-size:9px;
    gap:10px;
  }
  .floating-tools {
    display:none;
  }
  .back-to-top {
    width:36px;
    height:36px;
    bottom:88px;
    right:14px;
    opacity:0;
    background:#b99b70;
  }
  .back-to-top svg {
    width:21px;
    height:21px;
  }
  .back-to-top.visible {
    opacity:.95;
  }
  .mobile-apply-bar {
    display:flex;
    position:fixed;
    z-index:18;
    bottom:0;
    left:0;
    right:0;
    align-items:center;
    justify-content:space-between;
    gap:12px;
    background:#fffdf9f5;
    border-top:1px solid #e7d9c5;
    padding:10px 18px calc(10px + env(safe-area-inset-bottom));
    backdrop-filter:blur(12px);
    box-shadow:0 -3px 18px #49301d0a;
  }
  .mobile-apply-bar>span {
    font-size:12px;
    font-weight:650;
    color:#7b5b33;
  }
  .mobile-apply-bar .primary {
    min-height:40px;
    padding:8px 16px;
    gap:18px;
    font-size:13px;
  }
  .mobile-apply-bar .primary span {
    font-size:18px;
  }
  dialog {
    max-height:calc(100svh - 26px);
  }
  .dialog-head {
    border-radius:22px 22px 0 0;
  }
  .hero-copy {
    max-width:100%;
  }
}

@media(max-width:360px) {
  .brand-copy strong {
    font-size:15px;
  }
  .brand-copy small {
    font-size:8px;
  }
  .hero h1 {
    font-size:31px;
  }
  .hero-actions {
    gap:14px;
  }
  .hero-actions .primary {
    min-width:135px;
  }
  .hero-facts {
    gap:8px;
    font-size:9px;
  }
  .amount-range strong {
    font-size:30px;
  }
  .amount-range strong>span {
    margin:0 7px;
  }
  .responsible-lending {
    font-size:21px;
  }
  .footer-bottom {
    display:block;
  }
  .footer-bottom>a {
    display:block;
    margin-top:10px;
  }
}

@media(prefers-reduced-motion:reduce) {
  html {
    scroll-behavior:auto;
  }
  *,*::before,*::after {
    animation:none!important;
    transition:none!important;
  }
  .js-reveal .reveal {
    opacity:1;
    transform:none;
  }
}